WE GIVE LOANS TO SMALL SCALE BUSINESSES AND TRADERS

 

At Empire Mansions, we give loans and other credit facilities to various clients like Traders, Group Loans, Business Loans, Collateral Loans and Pawn Loans.

Our process is very simple and yet effective.

Traders’ Loans

To support market women, shop owners, small business operators, and street vendors to grow their businesses.

Features:

• No collateral required.
• Flexible repayment (daily, weekly).
• Fast processing time.
• We give a maximum of GHS 10,000 to restock goods and repay in small instalments up to 3months.
• All you need is a Ghana card, 2 passport pictures, 1 guarantor and application fee.
• Assessment before approval.
• Proof of residence (Light Bill, water bill or Tenancy Agreement)

Terms and conditions apply.

Group Loans

To support groups of traders or small business owners who work together and guarantee one another.

Features:

• Usually given to trader groups or associations.
• Group members guarantee for each other’s loans.
• Encourages discipline in repayment since members are jointly responsible.
• No collateral required.
• Flexible repayment (daily, weekly).
• Fast processing time.
• We give a maximum of GHS 10,000 to restock goods and repay in small instalments up to 3months.
• All you need is a Ghana card, 2 passport pictures, 1 guarantor and an application fee.
• Assessment before approval or cancellation.

Terms and conditions apply.

Business Loans

To finance already existing businesses that want to expand, restock, or handle operational costs.

Features:

• Can get higher amounts up to GHC500,000.
• Collateral is required, whether Property or vehicle.
• Repayment terms can be monthly.
• Business assessment before approval or cancellation.
• Provide business documents and financial statements
• A 30% security deposit of the amount requested
• Assessment before approval or cancellation.

Terms and conditions apply.

Emergency Collateral Loans (Pawn Loans)

To help clients solve urgent financial problems by using a valuable item as security. Like Vehicles, Appliances, Jewellery, computers, motorbikes ect..........

Features:

• Quick processing (often 1 day to 10 days).
• Short-term repayment, usually 30 days.
• We keep the collateral and its' documents
• You need Identification, 1 passport picture.

                      Terms and conditions apply.